The Butterfly Effect

5 PM PST.The wind was blazing through the windows as it was about to rain in San Francisco. Sam’s mind was bothering about the meeting with the mortgage refinancing agent. He had said him that he will be in the home by evening 6.There was a meeting with offshore delivery team at 8 PM.Sam had to lie to his boss that his child is sick and that he need to rush her to hospital. The toll gate in the middle of Interstate 80 was jammed as most office goers want to rush back home in anticipation of the evening rain. Sam was sailing through the sea of traffic. He was sure that he cannot make it at 6.He called his wife to receive the agent and have a chat with him until he comes. The instructions were clear - DON'T let him go. Its 6.15 when he reached home. Glenda had just given a coffee to the agent, who was entertaining himself by watching the TV in the hall. What an obedient wife, Sam was cursing as he smiled at the agent. At the end of the meeting, the agent has agreed to refinance half of his debts, with cover charges. Sam was relaxed as he was able to push at least half his debts. It was 8 0 clock when the agent bid adieu. As soon as the agent left, there was a WORLD WAR III in the home. The little Nancy was watching his mom and dad fight with each other, often using the word that Shakespeare has never used in his works. Glenda caught Sam’s collars and asked “Aren’t you man enough to feed your child properly?". Man enough!!! That’s the word that had sent 1000 volt current into the already furious Sam’s brain. He took the car and went downhill towards Broadway .The neon lights were reading “Garden of Eden” when he parked the car. The club is usually haunted by middle aged men and young single woman. The middle aged men to vent their boredom and the young single moms who had divorced their 3rd husband and searching for a soul mate still. More than the marriage, the one night stands are costlier here. The man has to buy the lady drinks and buy something in the in-house gift shop. That’s what will give the men, what they want and the women what they need. Even if the police are the bar, is this not legal? Accepted protocols of club courting.
When Sam arrived, there were two dusky ladies in the bartender’s desk and he said to himself that they are not worth him. He went and sat at one corner, to isolate and at the same time give space for a incoming offer. When he finished his third round of Johnny walker, his memories went furious over Glenda. The failed relationship after he went through a debt pit. He suspected that he is loosing her to one of her colleague. He can only suspect but can’t confirm. Well the rule of the game is same for all players. The glasses started to turn silver when the jewel of the approaching woman's reflected the shady lights into the glass. As he raised his head, he saw a Mexican blonde approaching him. All his worries vanished within a fraction of second.Remember: fraction of second. His face was full of a smile on spotting one of the disappearing blonde gene moving towards his table.

The woman introduced herself as Tina. Before she uttered any word from the lips adorned by blue shiny lipstick, Sam called on for the bartender and asked her "what do you like to have "? As she was glancing over the menu, Sam realized he had just 40 $ cash in his wallet. He was sure the bill will shoot to $200 or above. Anyway he had the MasterCard too in his wallet. He decided two days ago to minimize the usage of credit card, after reading some online tips on debt control. But now the long shaven legs of the blonde compelled to use the MasterCard.

It was 10 PM PST when Nancy slept in arms of Glenda, whose tears were still flowing sobering over her bad choice of husband. At the same time, Tina was on the laps of Sam, who himself was positioned on the lounge's cushion. She was very careful to allow him to only caress but not go further. That’s not enough for Sam. He wants to go to her home and have a hell of a ride with her. The only way it’s possible is to buy the wolf skinned coat from the gift shop in-house and present her. Another 150 $.Something’s are priceless for everything else there is MasterCard. As he swiped the card, the credit card machine was transmitting signals to the bank's datacenter in New York about the usage.

1 AM EST The signal reached server in the datacenter in new york. Adjoining the server room there was a meeting going on till half past midnight. The bank's CEO was screwing all the divisional managers as the bank as it leading towards bankruptcy due to high rise of non performing assets. The defaulters have stopped paying even the interest amount, which was only monthly 5% of the principal. Peterson was annoyed when bala was putting forth some recovery measures.” I don’t f**king think why government doesn’t take measures to stop these brain eating zombies from entering America”. This is what he was thinking as, outwards, he was smiling at bala, to make sure that he looks comfortable to the diversity in the bank. As bala finished, the meeting was winded and everyone left the room. THE CEO just has faxed all the branches worldwide to stop paying out the Usance trade bills presented to the bank until maturity date. This is one of the measures put forth by bala. By this, the bank buys some time and money of course. Bala went to the restroom where he met Peterson. Peterson smiled and said "that was an excellent idea buddy". Bala thanked and went towards P2. He was about to start the car that he remembered he hasn’t called his mom in India. It would be morning in India and she would be awake. He pulled his i-phone and dialed the number , fumbling due to sleeplessness.9841199451.

11 AM IST Karthik was having a smoke and a cup of tea in the T shop near the office. Sam hasn’t come online for Today’s meeting and it was extremely critical to get input from him. Already his manager was behind him to know the progress of the project, as this delivery has a huge impact on the overall impression of the team. He had been brainwashed for last three months in every meeting with promises of hike, onsite opportunity .These were kept on one side of Libra and the other side Delivery of the project. Its a just demand and nothing wrong in it .But the problem is , the Job hopping contract consultants in the client side were feeling insecure if the entire work be outsourced to India. For in India, you can get ten LABOURS with the pay that is paid to one EMPLOYEE in states. Among the hostile client employees, Sam was the only trump card Karthik was operating with. Now as he hasn’t called , he was looking up the cloud covered sun , asking it to move slowly so that the evening status meeting will be late. Suddenly his phone rang and it was a US number. His heart pounded as he thought it might be Sam. He picked up and said a hello. The male voice is not the one that bala was expecting. He was puzzled .Then he took the iphone from the ear and saw. He has misdialed a number .He said "Sorry wrong number”. With lost hope, Karthik started to walk towards office when the sky suddenly started to cry heavily. The rain was so sudden that everyone was rushing search of a shelter. Karthik rushed to the sideways of the MNC bank, to find shelter in the parking lot. The rain was so heavy that he could hardly see anything beyond 100 feet. He turned towards right and saw a banker in miniskirt fumbling over fax papers as the wind blew the papers. It was pooja, the clerk at bank who took the fax that was being pumped out of the fax machine. He saw the boy in the parking lot enjoying her beauty. She gave a glare at him which made Karthik to turn back to rains. 5, is the count of men from morning who have stared at the new miniskirts she was wearing. Smiling she returned to the sheet. There were instructions to delay the Usance bills of corporate customers as long as legally possible. The MEMO was a worldwide and immediate effect one. She informed her reporting clerks about the memo from the Indian head office. The bank staffs began to discuss that this order was due to US running into recession and their bank were among the affected banks. Raju, the finance officer of the company in which Karthik worked, went to the relationship banker in wet attire. He has just entered the bank from his car fighting the rain on the way to the entrance. Pooja smiled and welcomed him.Raju has come to encash the trade bills of the company's clients into the company’s corporate account .Pooja explained about the memo they have just received. She promised that the bank will pay all the Usance bills within their stipulated maturity date but definitely not now. On hearing, raju called the Chief Financing officer and informed this. As the rain stopped he started walking towards the company and Karthik was also entering the company near the gate.

5 PM IST. It was time for the appraisal 1 to 1. Karthik was seeing all the managers walk in to the meeting room during lunch time. There should have been talks whether to give the printed hike letters or stop the hike due to the worldwide financial turmoil. What ever decision has been taken, will be know today. Karthik’s mind was thinking about alarming rent hike that has hit Chennai. There is a new apartment that has been built near his home. It’s a 2 BHK and new tenants will be paying 12K.Seeing this, his house owner has nearly doubled the rent from 6 K TO 12 k, for he was staying in a 3 BHK. The price of a dosa in nearby hotel has gone to 20 from 12 last year, but he hasn’t got any hike yet. Karthik was worried how he is going to all these. He brought his attention back to the for loop which was causing a sev1 bug. The Outlook popped an email near the toolbar, titled "Please come. Reg appraisal."

Karthik entered the room. The manager greeted and started "Karthik. Last year has been a challenging one for the team. You have been instrumental in facing the challenges and always have been a great team player. But due to GLOBAL RECESSION, the company is not giving any hike right now."